Rules of Retirement
Understanding financial rules should be one of the first steps to achieving comfort in how you plan for retirement.
We want to give you that opportunity before even visit us.
Access any of the educational videos below to better understand key retirement concepts.
RULES OF RETIREMENT - Episode 1: BONDS
In this episode, Bob Fugate explains how it's possible to lose money on bonds when interest rates rise! People often invest in bonds for safety, but if you have an unexpected need to pull out before maturity they can create the same devastating losses as stocks.
RULES OF RETIREMENT - Episode 2: TAX IMPACT ON INCOME
John Vandergriff discusses the impact that taxes can have on your income and 401k over a period of time.
RULES OF RETIREMENT - Episode 3: TAX BRACKETS & DEDUCTIONS
John touches on tax deductions and what kind of opportunities can arise now in comparison to how taxes were in the past. Hint: It's way better now!
RULES OF RETIREMENT - Episode 4: INDEXED ANNUITIES
John talks about indexed annuities and their positive effect on the safety of your investments.
RULES OF RETIREMENT - Episode 5: HOW MUCH DO YOU NEED?
A simple question to ask but a difficult question to answer: How much income do you need? John elaborates more on this question in this week's Rules of Retirement!
RULES OF RETIREMENT - Episode 6: IDENTIFYING RISK
This week's Rules of Retirement focuses on the idea of identifying risks that you Want to take and not necessarily risks that you Have to take.
RULES OF RETIREMENT - Episode 7: THE IMPACT OF A LOSS
In this week's Rules of Retirement, John goes over the impact of a loss on a stock market portfolio.
RULES OF RETIREMENT - Episode 8: THE 4% RULE
For this week's Rules of Retirement, John explains The 4% Rule and if it's something you should be interested in applying to your retirement plan.
RULES OF RETIREMENT - Episode 9: ROTH IRAS
Join us this week as John enlightens us about Roth IRAs!
RULES OF RETIREMENT - Episode 10: UNDERSTANDING RMDS
This week's Rules of Retirement delivers a better understanding of RMDs and what that means before and when you turn 70 1/2 years old.
RULES OF RETIREMENT - Episode 11: 401K VS IRA, WHAT'S THE DIFFERENCE?
401Ks and IRAs. What's the difference? Which is more advantageous? John sheds light on these questions in this week's Rules of Retirement!
RULES OF RETIREMENT - Episode 12: YOUR NEEDS IN RETIREMENT
Join us this week as John elaborates on the differences between your working phase of life and what needs you have in retirement!
RULES OF RETIREMENT - Episode 13: HOW TO MEET FUTURE GOALS
Join us this week as John helps us understand how we can meet our future goals in retirement.
RULES OF RETIREMENT - Episode 14: HOW DO ADVISORS GET PAID?
This week John sheds light on how different types of financial advisors (as well as our own) get paid!
RULES OF RETIREMENT - Episode 15: INCOME PORTFOLIO VS GROWTH PORTFOLIO
This week we learn the difference between an income portfolio and a growth portfolio!
RULES OF RETIREMENT - Episode 16: 3 THINGS EVERY INVESTER WANTS
3 things every investor wants: Safety, growth, and liquidity. John shows us the pros and cons in how we choose to balance them.
RULES OF RETIREMENT - Episode 17: DIVERSIFICATION
This week John uses the analogy of golf for diversification and why it's important to implement in your retirement plan.
RULES OF RETIREMENT - Episode 18: WHAT HAPPENS TO INCOME AFTER A SPOUSAL LOSS?
This week John touches on what happens to a couple's income if one or the other spouse passes away.
RULES OF RETIREMENT - Episode 19: THE RULE OF 100
In this week's Rule of Retirement John elaborates on the simple, yet effective, Rule of 100!
RULES OF RETIREMENT - Episode 20: RECOGNIZING THE IMPACT OF INFLATION
Join us this week as John shows us how inflation can affect your retirement.
RULES OF RETIREMENT - Episode 21: TAX BUCKETS AND THEIR IMPACT
In this week of Rules of Retirement John goes over tax buckets and their impact!
RULES OF RETIREMENT - S2 Episode 1: RATES OF RETURN ON INVESTMENT PORTFOLIOS
In today's episode, we'll be looking at average and real rates of return on investment portfolios.
RULES OF RETIREMENT - S2 Episode 2: WHY DIVERSIFICATION IS IMPORTANT IN RETIREMENT
This week John goes over three different buckets (Banks, Conservative, and Aggressive) in which we can invest our money and how the market can affect them.
RULES OF RETIREMENT - S2 Episode 3: HOW FOOTBALL IMPACTS OUR VIEW OF INVESTMENTS
Tune in this week as John talks about how football impacts the way we view our investments!
RULES OF RETIREMENT - S2 Episode 4: AVOIDING THE PITFALLS OF THE SANDWICH GENERATION
This week John discusses the "Sandwich Generation" and how to avoid being caught between the problems that come with it.
RULES OF RETIREMENT - S2 Episode 5: THINKING ABOUT SOCIAL SECURITY
This week John talks about how to think about social security from a different perspective.
RULES OF RETIREMENT - S2 Episode 6: MAKING SURE WE CONTROL THE RIGHT THINGS
This week John looks at growth potential, income, and safety/risk and how they can help you better understand your goals in retirement.
RULES OF RETIREMENT - S2 Episode 7: CREATING MORE CONSISTENCY
Today John looks at a standard deviation with us and how it impacts the returns that we have.
RULES OF RETIREMENT - S2 Episode 8: SAVE ON TAXES DURING THE HOLIDAYS
Merry Christmas! Today, Santa (definitely not John) is going to teach us how to save on taxes during the end of the year!
RULES OF RETIREMENT - S2 Episode 9: GUIDANCE FOR YOUR NEW YEAR REVIEW
This week John gives some guidance on what how to handle your New Year review!
RULES OF RETIREMENT - S2 Episode 10: ROI vs ROR
In our final episode of Rules of Retirement, John elaborates on the difference between ROI and ROR.
